403 Ridgewood Avenue

Monticello, KY
$ 55,000 Beds 0 Baths 0 Virtual Tour
Monthly Estimate* How much can I afford?

Investors special! This property is an excellent opportunity to add to your rental portfolio or take on as your next investment project. The home features a brand-new roof installed in 2026, providing a major improvement already completed. The current owners have removed all the old fixtures and cleared the way for a fresh start! Bring your vision and tools to transform this 2 bedroom, 1 full-bath home into a great rental property or starter home.

Active

  • Price
  • $ 55,000
  • City
  • Monticello
  • Bedrooms
  • 0
  • Full Bathrooms
  • 0
  • County
  • WAYNE
  • Half Bathrooms
  • 0
  • Area
  • 070 - Wayne County
  • Lot Size
  • 0.23 Acres
  • Zip
  • 42633
  • Style
  • Ranch
  • MLS#
  • 26022210
Listed By: Lake Cumberland Real Estate Professionals - 606-677-0059
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Utilities Electricity Available,Sewer Available,Water Available
Possession Close Of Escrow
Roof Dimensional Style,Shingle
Patio/Porch Features Porch,Front Porch
Architectural Style Ranch
Construction Materials Wood Siding
Year Built 9999
Levels One
Property Subtype Single Family Residence
Parcel Number M2-27-004.00
County Wayne
New Construction No
Property Type Residential
HOA No
Attached Garage No
Garage Y/N No
Total Rooms 3
Status Active
Directions From KY-90 turn onto W Columbia Ave,travel 5 miles and turn left onto N Second St,then right on Walnut Ave,then Ridgewood ave on the left,home less than half mile on left
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 10019.0
Carport Y/N No
Elementary School Bell
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True
Utilities_co_Electricity_sp_Available True

Interior Features

Basement Crawl Space
Flooring Other
Basement (Y/N) No
Air Conditioning Y/N No
Heating Y/N No
Fireplace Y/N No
Above Grade Finished Area 0.0
Below Grade Finished Area 0.0
LivingAreaSource Public Records

Exterior Features

Fencing Partial,Wood
Parking Features Driveway
Water Source Public
Lot Size Area 0.23
Foundation Details Block
Building Area Total 0.0
Lot Size Acres 0.23
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Bell Elementary School
Middle School Wayne Co Middle School
High School Wayne Co High School

Price History

8/15/2026 Listed $60,000
8/22/2026 9% - $55,000

Property vs Zip Code Average in 42633

Price
AVG $320K
$60K
Visits
AVG 120
36
Data Provided by Inside Real Estate®

403 Ridgewood Avenue Monticello, KY is a Single Family Home for sale at $55000 and a lot size of 0.23 Acres Acre(s). 403 Ridgewood Avenue Monticello has 0 bedrooms, 0 baths . The property's zip code is 42633 which is in Monticello, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.