189 Park Drive

Loyall, KY
$ 225,000 Beds 4 Baths 2.5 Sq 2,062
Monthly Estimate* How much can I afford?

Unique multilevel home with 3 usable floors. Step inside timeless tri level home, where mid century character meets smart multi generational living, if that is what one desires. Nestled in a quite desirable neighborhood this vintage gem offers a distinct layout designed for both privacy and gatherings. Front door opens into bright central main floor featuring a large window for natural light. A fantastic fireplace for cozy evenings in front of a fire. Classic kitchen and dining area perfect for hosting family meals. Take a short easy flight of stairs up to private sleeping quarters with comfortable 3 bedrooms and well maintained retro bathrooms. Head down a short flight of stairs to a large family room or bedroom , with another gorgeous fireplace ,laundry facilities and ample storage. This area could easily be transformed into a separate living space, if this is what one would need. This is a home that one does not want to miss.

Active

  • Price
  • $ 225,000
  • City
  • Loyall
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • HARLAN
  • Half Bathrooms
  • 1
  • Area
  • 086 - Harlan County
  • Lot Size
  • 0.28 Acres
  • Zip
  • 40854
  • Sqr Footage
  • 2,062
  • Year Built
  • 1960
  • Style
  • Split Level
  • MLS#
  • 26026016
Listed By: Mountain View Realty, Inc. - 606-521-2255
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Baseboard,Heat Pump
Cooling Heat Pump
Utilities Propane Connected,Sewer Connected,Water Connected
Possession Negotiable
Roof Composition,Shingle
Appliances Cooktop,Dishwasher,Dryer,Oven,Refrigerator,Washer
Garage Spaces 1.0
Patio/Porch Features Patio
Architectural Style Split Level
Construction Materials Brick,Wood Siding
Year Built 1960
Levels Three Or More
Property Subtype Single Family Residence
Parcel Number 057-40-00-055.00
County Harlan
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Rural
Garage Y/N Yes
Other Structures Other
Total Rooms 8
Full Baths 2
Status Active
Directions From 421 at red light #3 take Highway 840 exit. Continue to city of Loyall and at light take a left and continue through city and pass the yellow church. Take next left across the bridge and go to
High School Harlan Co
City Loyall
High School District Harlan County - 86
MLS Area 086 - Harlan County
Lot Size Units Acres
Lot Size Square Feet 12197.0
Carport Y/N No
Elementary School Harlan Co
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Harlan Co
MLS Area Minor 086 - Harlan County
Lease Considered Y/N No
Rent Control Y/N No
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Interior Amenities Ceiling Fan(s)
Basement Crawl Space
Flooring Carpet,Hardwood,Laminate,Tile
Total Fireplaces 2
Fireplace Features Gas Log,Living Room,Masonry,Propane,Recreation Room
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Window Treatments
Fireplace Y/N Yes
Above Grade Finished Area 2062.0
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 3
Heating-Baseboard True
Heating-Heat Pump True

Exterior Features

Parking Features Detached Garage
Water Source Public
Lot Size Area 0.28
Foundation Details Block
Building Area Total 2062.0
Lot Size Acres 0.28
Lot Size Source Public Records
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Somerset, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Harlan Co Elementary School
Middle School Harlan Co Middle School
High School Harlan Co High School

Price History

9/21/2026 Listed $225,000

Property vs Zip Code Average in 40854

Price
AVG $230K
$230K
Year Built
AVG 1960
1960

189 Park Drive Loyall, KY is a Single Family Home for sale at $225000 with 2062 sqft and a lot size of 0.28 Acres Acre(s). 189 Park Drive Loyall has 4 bedrooms, 2 baths and was built in 1960. The property's zip code is 40854 which is in Loyall, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.